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Cheap travel insurance worth every penny

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In the early Jan 2018 I have made travel plans for a 7-week pacific solo trip. I have spent countless hours picking destinations, flight connections, accommodations, planning what to see ect. Once I had it all figured out I made a list of all the items I have to take care of or purchase to ensure I haven’t forgotten about anything. One of the most important decisions was to pick the travel insurance. I’ve done my research and opted for the Allianz Travel Insurance. It costed me $55 for a full year of coverage (it is 15 cents per day, I haven’t seen any insurance to beat that). You may get different quote as the cost depends on 3 factors: the type of plan you are purchasing, how old are you and the state you live in. That is it. Once you provide this information you get your quote. Simple and easy.

travel insurance french polynesia

Huahine– my favorite island in French Polynesia. Picture taken with DJI Spark drone.

Small tip from me, although I was planning to get an annual plan I picked the international travel and chose 1 year time range. It saved me over $400 and gave me

$1 000 000 Emergency Medical Transportation coverage instead of $250 000 offered in the annual plan.

My though process was simple, I don’t want to underestimate if I am in trouble on the Pacific Ocean on a tiny island and need a helicopter ride to be transported to a hospital. Maybe $250 000 would cover the helicopter cost, but if not I do not want to ever pay any bill like that.

Another benefit with my plan is I didn’t have to list all the countries I am flying to which is great as I have no clue where I will go this year. So far I’ve done 18 trips and have been on 13 flights and there is still over 5 months of coverage on my plan.

Additionally you are covered if you need to change a flight or you miss a connection or your baggage is missing, damaged or delayed.

Here is a breakdown of my plan and if you feel like this type of travel insurance would work for you, go to Allianz website and get a plan for yourself. I thought of doing a comparison with other insurance plans but it just doesn’t make any sense, everything else is way more expensive and provides much less coverage. If you need cheap travel insurance with great coverage this is it.

Allianz coverage travel insurance


If you have any questions let me know in the comments below.

Read next:

★ French Polynesia

Huahine Diary

★ Australia

My first time in Sydney

★ Hawaii

Everything you need to know before you go to Hawaii
First day in Hawaii
Top 10 things to do on Oahu, Hawaii
Top Hawaii Beaches
How not to climb Stairway to Heaven

★  Travel related

Travel Tricks – How to travel for less
Cheap travel insurance worth every penny

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cheap Travel insurance comparison


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Joanna
Joanna

Hi, my name is Joanna, I started this blog in Jan 2017. I created posts about beauty, fashion, travel, rabbits, money blogging ect. Simply put: all the stuff I care about. After 10 months I realized my blog is not getting enough traffic so I dived into research. Till Oct 2017 I only had around 700 visitors on my blog per month. Then I implemented my Pinterest strategy and automated my pinning with my own build tool – PinMeApp. In Nov 2017 I got 3300 page views and then in Dec 2017 8500. That is how my app was born: PinMeApp. I wanted to help others grow traffic to their sites as well. Today I offer subscription for my app, but I also teach people my Pinterest strategy, step by step what I did to grow the traffic so fast, so this blog is now getting around 20k page views each month. I also offer Pinterest Management and implement my strategy for brands who want to reach their audience on Pinterest as well. My Pinterest account reaches over 5m people monthly. If you want such results feel free to contact me. Cheers, Joanna

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